Benefits are a critical part of everyone's life. Top Echelon Contracting firmly believes that quality benefits attract quality candidates and also provide a motivating force for employee retention. Qualifying employees may choose any combination of the following benefits. The majority of benefits can be paid for with the pre-taxed payroll deductions.
Healthcare Insurance
Top Echelon Contracting offers healthcare insurance through Anthem Blue Cross and Blue Shield, one of the largest and most nationally recognized healthcare companies in the United States. Employees working an average of 30 hours or more per week will have the opportunity to participate in one of the three plans. To learn more about the three plan options and the pricing, click on Health Insurance Benefit Summary.
Anthem provides a video that goes over some of the basic healthcare insurance terminology and concepts employees need to know to select the best plan. The video is available at http://www.anthem.com/basics/ Top Echelon Contracting offers an HSA plan and two PPO plans, so employees should select either "HSA" or "PPO" at the beginning of the video, depending on which plan they are most interested in.
Healthcare Network Providers
There are two easy ways to find out if your doctors or hospitals are part of the Anthem Blue Cross and Blue Shield Network.
- Call BlueCard Access at 800-810-Blue (2583) for names and addresses of the nearest BlueCard PPO providers
- Go to www.Anthem.com and access their user-friendly Online Provider Finder. You simply need to know your "State" and that you are part of the "Blue Access PPO Plan"
Dental Insurance
Every eligible employee who works at least an average 30 hours per week has the option to elect dental insurance. This is a voluntary plan where employees can choose to see any dentist. 100% of the usual and customary cost is covered for preventative procedures immediately, 80% for restorative procedures immediately, and 50% for major procedures after a 12-month waiting period.
Vision Insurance
This voluntary plan is available to all eligible employees who work at least an average of 25 hours per week. The vision plan includes savings on vision exams, frames, lenses, and contact lenses. A laser vision correction benefit is also included.
Life Insurance
This Voluntary Group Term Life Insurance policy is available to employees who work at least an average of 30 hours per week. You may buy the life insurance in multiples of $10,000 up to $500,000 not to exceed five times your annual salary. Additional life insurance may be purchased for your spouse and children. These life insurance policies are portable, meaning you can choose to keep this coverage even when you leave TE Contracting's employment. More information is included in your new hire packet.
Accidental Death and Dismemberment Insurance
This Accidental Death and Dismemberment Insurance policy (AD&D) is available to employees who work at least an average of 30 hours per week. If a covered employee loses their life caused by an accident, the life insurance amount will be doubled. If the covered employee loses their hand, foot, or sight of one eye caused by an accident, the life insurance amount will be doubled.
401(k) Savings Plan
Top Echelon Contracting employees have the option to join our 401(k) Savings Plan at the end of six months of continuous employment. The employee can contribute up to 90% of their weekly salary up to the applicable maximum for that particular year. The employee may roll over previous employer's 401(k) money into Top Echelon Contracting's 401(k) immediately.
Weekly Paychecks
All employees are paid weekly.
Direct Deposit
All employees have the ability to authorize direct deposit of their weekly paycheck.
Disclaimer: Benefits are subject to change based on Top Echelon Contracting vendors, suppliers, and company requirements.